Our unique offering as a manager of your success goes beyond the investment spectrum of services. Through our consultative process we are able to distinguish what is most important to you and which areas of your financial household require the most tax efficient solutions. Guiding you along in making educated decisions regarding your assets, we implement investment techniques that reduce market exposure, and if desired, even guarantee your principle, regardless of the market.

Beyond investable assets, we then provide advanced planning to protect your heirs and estate. This is a valuable service that incorporates our network of professionals that are able to review your situation and produce the best tax mitigation possible. Whether we correspond with your tax preparer, or you use our Cavanaugh CPA's and attorneys, we will help you retain what is yours, and not the IRS.

Because we are fee-only™ and independent of any major financial services company, our advice is completely objective and our choices of planning strategies and financial instruments are unlimited. While we have strategic partnerships with some of the area's most successful professionals, we are an independent wealth management firm. In selecting new clients, we look for individuals who are dedicated long-term investors, and for whom we can have the most impact on the well-being of their finances and on the larger communities their lives touch.

Here is a short briefing of the processes we subject you to, in providing what we feel is the "elite" of services available in the financial arena today.

• STEP 1: Establish / Review Your Personal Planning Goals
  We use strategic investment planning as the cornerstone of wealth management to ensure that each of our client receives specialized and innovative solutions based on individual goals and objectives. This process starts with a private appointment and completion of our "Total Client Profile". Once we gather this information and review your current investments, we create a personalized Investment Policy Statement, which outlines your customized asset allocation and diversification strategy
• STEP 2: Research and Recommend Investment Opportunities
  You can find comfort in the fact that our fee-based advice is aligned with your interests, and that we work to proactively manage both your personal and business assets.
• STEP 3: Coordinate Tax and Legal Advisors
  A financial recommendation would be incomplete without careful consideration of tax and legal implications. With this in mind, we work closely with a team of professionals to review your estate planning and trust documents and re-title your assets as necessary to reduce or eliminate estate taxes and avoid probate. A customized asset preservation strategy is part of our wealth management planning.
• STEP 4: Review Personal Risk Management
  A careful review of your current policies, including umbrella coverage, long-term care, life and medical coverage can help to ensure that the unexpected does not put a halt on your future retirement plans.
• STEP 5: Monitor Your Total Net Worth
  We will monitor your assets and liabilities on a regular basis and provide you with the tools to make informed decisions to help you meet your goals and objectives

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info@cavcowealth.com

2381 Fruitville Road
Sarasota, FL. 34237
Local: 941-366-2983
Fax: 941-366-2995

333 West Miami Avenue
Venice, Fl. 34285
Local: 941-485-4847
Fax: 941-485-3470